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Property Acquisition Financing

Our Property Acquisition loans offer up to $5,000,000 in financing to help eligible businesses buy owner-occupied property within Portland city limits.

Contact: lending@prosperportland.us

Secure Your Space for the Long Term

Are you a profitable business ready to purchase the building you operate in—or invest in a new location? Our Property Acquisition loans offer up to $5,000,000 in financing to help eligible businesses buy owner-occupied property within Portland city limits. Whether you’re aiming to stabilize operations, build equity, or strengthen your long-term presence, this loan supports the purchase of commercial and industrial properties. With flexible terms up to 180 months, it’s a smart step toward lasting ownership.

Let us help you transition from a tenant to an owner.

FAQs

Start by reaching out to our lending team. We’ll help assess which loan product is the best fit and walk you through the next steps.

Timelines vary depending on the complexity of the project and how quickly we receive complete documentation. We aim to move efficiently while conducting thorough due diligence.

Our interest rates are typically higher than those of conventional lenders. Rates are determined based on the risk rating of the guarantors and the business, which includes a number of factors.

Yes. Our loans can often complement bank financing, equity investment, or grants to help round out your project’s capital stack.

Yes. All projects financed through Prosper Portland must be located within Portland city limits.

Prosper Portland is a mission-driven lender that offers flexible financing for multi-family, commercial, and industrial projects that may not fully qualify for traditional financing. As a gap lender, we offer a variety of loan products tailored to support small businesses and developers working to revitalize neighborhoods and strengthen local economies. As a public agency rather than a financial institution, we can customize loan terms to meet community needs while upholding responsible stewardship of public funds.

Yes, you may pay online at prosperportland.us/pay.

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Work with us

The Lending Team at Prosper Portland has extensive experience in banking, lending, and related financial services and they are prepared to answer questions and ensure you have the information necessary to make informed decisions. If you are interested in applying for a loan or would like assistance understanding our offerings, please email us at lending@prosperportland.us or use the form below to get started.